If you don't have much debt, keep it that way. If you have a lot, make a plan to get out of debt. See here about reducing debt.
Good luck!
How about this: make a goal to get completely out of debt in 3 - 5 years? That'd be great huh? And DON'T WORRY ABOUT YOUR CREDIT SCORE. That is too often a bludgeon that the industry uses to keep us borrowing. There are plenty of ways for credit bureaus to gather info and develop your credit score. Go here on my site for more info about credit scores.
If you don't have much debt, keep it that way. If you have a lot, make a plan to get out of debt. See here about reducing debt. Good luck!
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